Fresh Start Program

Congratulations! You have been selected to participate in the Fresh Start Program. Fresh Start was developed by Bill Byrd Kia for individuals who may have experienced credit challenges in the past and are looking for an opportunity to rebuild their credit history.

This program is designed to help make vehicle financing more accessible by offering an opportunity to purchase a quality new or pre-owned vehicle with financing options available through participating lenders. To assist with your purchase, we are offering a $1000 payment assistance voucher that may be applied toward your vehicle purchase requirements. Please bring a copy of this page with you at the time of your visit.

Your eligibility for financing will be reviewed by participating lenders based on income, credit history, and other qualifying factors. Bill Byrd Kia works with a variety of lending institutions to help customers explore financing options for both new and pre-owned vehicles.

Please contact Bill Byrd Kia at (850) 872-0444 to learn more about the Fresh Start Program and available vehicle options. This is a limited-time offer, and availability of payment assistance may vary. We look forward to assisting you.

Terms and conditions: Applicants must be at least 21 years of age. Minimum verifiable gross monthly income of $3500 required. Vehicle payment may not exceed 15% of verifiable gross monthly income. Combined monthly debt obligations may not exceed 40% of verifiable gross monthly income. Down payment requirements vary based on lender approval and vehicle selection. Additional documentation may be required. Financing subject to lender approval. Not all applicants will qualify.