Fresh Start Program

Congratulations!! You have selected to participate in the Fresh Start Program. Fresh Start was developed by Bill Byrd Kia especially for those who may have experienced problems in the past that may have affected their credit history and have not be been given an opportunity to reestablish positive credit.

This program is designed to make building your credit easy and hassle-free by giving you an opportunity to get a quality vehicle with an affordable loan. Just to show you how serious we are at helping you reestablish your credit, we are providing you with a $1000 down payment voucher is assist you with the down payment requirement. Just bring a copy of this page with you when you come!

Your pre-selection is valid at Bill Byrd Kia because we are the only dealer that will guarantee** you financing. Bill Byrd Kia will get you approved on a new or pre-owned auto loan or we will give you the $1000 down payment assistance just for trying!!! That's $1000 cash money in your pocket if you are not approved.**

Just call Bill Byrd Kia at (850) 387-4531 and you will be on your way to rebuilding your credit. This is a unique offer and we want you to take advantage of the Fresh Start Program and get yourself a new or pre-owned vehicle that you deserve. You must act soon to take advantage of the $1000 Down Payment Assistance because we only have 50 available at any given time. We look forward to assisting you right away!

**Term and conditions to offer: You must be at least 21 years of age to be eligible for this offer. You must have a minimum verifiable gross monthly income of $2000; that your vehicle payment does not exceed 15% of your verifiable gross monthly income; your combined monthly debts and other credit obligations does not exceed 40% of your verifiable gross monthly income; down payment requirement varies and must meet the bank's equity requirements; that you are not requesting more than one auto loan; current auto loan must be traded or paid in full or a joint applicant may be required.